Meet The Team

There are great opportunities in the highly competitive property market, but when you are seeking finance, you need a responsive service from people that understand the sector, see the value you see and can make decisions fast. Assembling a team of specialists, experienced in every aspect of the property market, not only allows us to make all our lending decisions in-house, but ensures we work with you, to find ways to lend, not reasons to turn you down.

Tony Gilbertson BSc (Hons)


Tony is an experienced financier, with over 25 years’ experience of the property finance market. He worked for a major high street bank for over 15 years, holding a number of lending roles in a managerial capacity, concentrating on real estate lending.

Tony is experienced in property finance risk management, credit risk & analysis and debt recovery having operated as a regional underwriter for the bank. He also has many years practical experience of the residential property development and investment markets, whilst maintaining his other commercial business interests.

David Hughes

Finance Director

David is a well-rounded, commercially strong Chartered Accountant with a legal background. He brings a wealth of knowledge and experience to this role and will help guide the strategic development of our business. His main goal though, is to ensure we have the necessary internal controls and reporting procedures in place to cope with our growth.

David has a strong history of managing the finance function, working with owner managed SME’s to large multinational PLCs. He has great experience of both the fine detail and big picture thinking required by modern short-term lenders like Signature.

Chris Buttle

Lending Manager

Chris is a familiar face amongst the South Wales business community, having spent more than 35 years in a variety of roles with HSBC bank across the region. He covers the south and west form our busy Cardiff office.

Chris assesses and approves short-term property finance applications within our approved lending mandate. He is very positive by nature and combines an unrivalled understanding of bridging finance with a pro-active attitude to underwriting, which ensures we always make informed lending decisions, as quickly as possible.

Trevor Melly

Lending Manager

Trevor brings a wealth of banking and property finance experience to the role of Lending Manager. He’s previously been a Mortgage Underwriter with Bank of Ireland and an Account Relationship Manager in the Corporate Real Estate Team at Mizrahi Tefahot Bank.

Trevor is responsible for assessing and approving property finance applications within our approved lending mandate. He combines strong analytical skills with sound judgement and a pragmatic approach to underwriting to ensure we always make informed lending decisions, in the shortest time possible.

Nazia Yaqub

Relationship Manager

With more than 14 years’ experience in various banking roles, including assistant branch manager on the high street, Naz strengthens our commitment to delivering excellent customer service, from enquiry to draw-down. She understands the importance of schedules and deadlines for all our customers, irrespective of loan size.

Naz possesses an excellent commercial approach to solving problems and helping develop our business. In her role as Relationship Manager, she will undoubtedly help our clients achieve the outcomes they desire, whilst helping Signature grow.

Andy Neocleous

Relationship Manager

Andy is a welcome addition to our Relationship Management team, combining years of experience as a Commercial Portfolio Manager for Natwest with more recent expertise in bridging and development finance. His easy-going confident manner helps build strong relationships with our clients.

Already in possession of a Business Management degree, Andy is in the process of becoming CeMAP qualified, which will allow him to practice as a ‘licensed’ adviser. He has extensive connections across London and the South, which are both important growth areas for our business.

Katie Boyd

Sales Associate

Thanks to her Customer Service background, Katie has a wealth of experience dealing with customers face-to-face and on the telephone. In her sales support role, she liaises with Brokers on their deals and is their contact when our Business Development Managers are unavailable.

Katie is responsible for sending out terms and documents, whilst ensuring we have all the ‘Know Your Customer’ information and supporting evidence. She is the critical link between the brokers and our underwriting team, keeping everyone up to date with progress of deals.

Stephen Todd

VAS In-House Surveyor

Stephen is a chartered surveyor and a member of the Royal Institution of Chartered Surveyors. A former Director of Jones Lang LaSalle in Manchester, he is a registered valuer with a wealth of experience at all levels in the property market.

Stephen is renowned for his ability to carry out valuation auditing and provide advice to our lending team, on all property types and sectors across the UK, identifying property specific valuation. His experience provides an important additional level of protection with regard to our management of risk.

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